Quick Answer: Does Private Health Cover Cataract Surgery?

Thankfully, most cataract surgery procedures performed in the U.S.

are either fully or partially covered by Medicare and private medical insurance.

IOL, it’s possible to have the procedure performed with no out-of-pocket expenses (other than the deductible and copayments required by your insurance policy).

Does private insurance cover cataract surgery?

The short answer is yes.

If your cataract surgery will require a hospital stay, you will need to pay your deductible under Part A. Most of the time, though, cataract surgery doesn’t require hospitalization. Medicare Part B is your medical insurance, which covers medically necessary healthcare services.

Does Cigna cover cataract surgery?

Cigna health care covers cataract surgery with required diagnostic and treatment procedures. It does not however, cover the use of premium intraocular lenses, including toric IOLs, ReSTOR, and Tecnis.

Does Medicare pay for cataract surgery with astigmatism?

Medicare usually determines that astigmatism correction is not a covered procedure since this can be corrected with glasses. Medicare will cover all of the medically necessary part of the cataract surgery including the cost of an advanced, non-Toric IOL.

Does Medicare Advantage cover cataract surgery?

Generally, no, Original Medicare does not cover eye care. If you are looking for routine vision services, you’re better off looking into Medicare Advantage plans. These plans frequently cover vision benefits as well as everything covered by Medicare Part A and Part B.